Free Financial Planning Articles

The difference between retiring and staying retired is often what you know about your retirement account and who you have managing that money.

Doris from Minnesota is considering transferring her assets to her son so they won't be lost to Medicaid should she need assisted-living or nursing home care. Is that the right move? If so, what's the best way to do it? Read on to find out.

Did you know that about 70 per cent of the UK population have not made a will? If you are one of these people then you really need to look into making a will because if you die without having made one then you will have no say in who inherits your estate.

Across the United States, ethical wills have become a growing estate planning tool used to ensure legacies for generations to come.

It's never too early to start planning your retirement investment strategy. Don't leave it until it's too late, invest a little time now and read the article. You'll be glad yo did!

You may never see one, or visit one, but the credit reporting agency is always there in the background. These are the companies that assign credit ratings for both corporations and individuals. The credit rating is a way of measuring credit worthiness-or in other terms, the ability to pay back a loan.

Investing in company's stock within your 401(k) is admirable, but it doesn't take much to get carried away.

Many people do not consider the importance of a budget. They indulge in spending according to their earning and do not leave room for emergencies. This usually ends up in the incurring of debts and sometimes, personal bankruptcy. A budget helps to counter these consequences.

Commitment, along with patience, is very essential if you want to save money in a profitable manner. It is essential to save while you can, to avoid panicking in a sudden emergency. Money saved is a security that only adds to your level of confidence and quality of life.

Some homeowners opt to re-finance to consolidate their existing debts.